Market Access

• High Net Worth
• Homeowners, Condos, Co-ops, Renters, Auto, Collector Car, Valuable Articles, Personal Excess Liability, Yacht

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• High Net Worth
• Homeowners, Condos, Co-ops, Renters, Auto, Collector Car, Valuable Articles, Personal Excess Liability, Yacht
• Additional territorial and geographic underwriting restrictions may apply

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• Homeowners, auto, valuable articles and umbrella

• High Net Worth
• Homeowners, Condos, Co-ops, Renters, Auto, Collector Car, Valuable Articles, Personal Excess Liability, Yacht

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• Signature – Auto, Recreational Vehicles, Property, Umbrella, and Valuable Articles.
• Star – Property, Recreational Vehicles, Flood, and Watercraft.

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• Coverage availability
• Autos
• Recreational Vehicles and Watercraft
• Renters
• Mobile / Manufactured Homes
• HO3/Homeowners Coverage is not available in any state.

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• Homeowners, auto, valuable articles and umbrella

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• Landlord Dwelling (DP1 and DP3 ) for 1-4 family dwellings , seasonal, and rentals (including Short Term, Airbnb, etc.)

 Coverage Availability
The Steadily Insurance Program is available to registered members in the following states:

• Admitted availability

Bid, Contractor, Performance, Surety

Goldleaf Surety Services has markets for contract bonds, commercial bonds, license and permit bonds, court and fidelity bonds, technology and software bonds, private equity ownerships bonds, and miscellaneous bonds.

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Propeller Bonds provides a completely automated way to sell surety bonds. As an agency partner, Propeller’s team of surety experts will work alongside you and your clients to help facilitate processes and answer commonly asked questions to ensure the absolute best service is provided from start to finish.

Our partnership with Propeller Bonds provides Big I agents with two access points and commission options:

1) Earn full commission directly from Propeller Bonds by completing the appointment process – or –

2) Earn a split commission by submitting requests via the Alliance Blue team

Coalition offers admitted & surplus Cyber Liability & Executive Risks insurance coverage, and free cyber security tools to protect your client’s business. From sole proprietors to multimillion dollar corporations, Coalition is the cyber & executive risks market solution you’ve been waiting for!

Alliance Blue agents gain direct access to Coalition’s platform to quote and bind in minutes. The platform includes cyber liability and executive risks sales and marketing resources, policy forms, applications, and pre-recorded webinars.

Cyber Liability Coverage Availability:

Admitted Coverage AND Non-Admitted Coverage

Executive Risks Coverage Availability:

Admitted
Crime
D&O & Fiduciary Liability
EPL

Surplus
Crime, D&O, EPL, & Fiduciary Liability

Janitorial services, retail shops, couriers, airport/hotel shuttles, landscapers and snowplowers, heavy construction, food truck vendors, wholesale route distributors, social/health services, religious/nonprofit organizations, adult/child care, contractors, concrete/asphalt, farming and livestock and food delivery.

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The Hartford offers monoline auto for select small commercial professional services, retail, and technology classes, as well as mid- to large-size businesses in various industries. Their business auto policy combines innovative product features, “safe choice” discounts, and exceptional service. Businesses with a larger fleet of vehicles used for work purposes can access the FleetAhead program to help improve fleet operations and reduce claim losses.

Travelers SelectOne^SM for Community Banks offers one of the premier portfolios of protection in the industry and is delivered by a team of experts dedicated to serving community banks:

• Property/Casualty
• Directors and Officers Liability Insurance
• Employment Practices Liability Protection
• Bankers Professional Liability Coverage
• Trust Liability Insurance
• Fiduciary Liability Insurance
• Financial Institution Bond
• Kidnap and Ransom

Territory restriction may apply.

• Individual Life, Disability and Long-Term Care
• Dedicated service teams to assist in the sales and underwriting process
• Multiple carriers available

Coalition offers admitted & surplus Cyber Liability & Executive Risks insurance coverage, and free cyber security tools to protect your client’s business. From sole proprietors to multimillion dollar corporations, Coalition is the cyber & executive risks market solution you’ve been waiting for!

Alliance Blue agents gain direct access to Coalition’s platform to quote and bind in minutes. The platform includes cyber liability and executive risks sales and marketing resources, policy forms, applications, and pre-recorded webinars.

Cyber Liability Coverage Availability

Admitted Coverage
Non-Admitted Coverage

Executive Risks Coverage Availability:

Admitted
Crime
D&O & Fiduciary Liability
EPL

Surplus
Crime, D&O, EPL, & Fiduciary Liability

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Berkley Management Protection offers solutions catered to Small Businesses, Not for Profit Organizations, and Professional Service Providers.

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Chubb offers an array of Cyber Liability and Executive Risks programs for small and mid-size businesses.

Availability: varies by risk type and line of business.

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CNA’s Management Liability capabilities include a powerful combination of Directors & Officers Liability (D&O), Employment Practices Liability (EPL), Fiduciary Liability, Fidelity and Crime insurance, and Kidnap, Ransom and Extortion insurance. CNA also offers a market-leading suite of cyber insurance products and risk control resources for businesses of all sizes.

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Cowbell provides standalone, admitted cyber insurance programs for businesses with up to $100M in revenue. Excluded classes include crypto, cannabis, online trading, online gambling, social network sites, crowdfunding, politically affiliated organizations, adult websites, and data aggregators.

Availability:

Prime 100

Prime 100 Pro

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Philadelphia offers Management, Cyber, & Professional Liability on an admitted or non-admitted basis acting as primary or excess capacity. Various risk management solutions are offered to private and publicly traded companies to help manage their operations and the risks associated with doing business in today’s business environment.

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The Hartford offers Management, Cyber, and Professional Liability coverage on an admitted and non-admitted basis, and for non-profit, publicly traded, and privately-held companies.

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Travelers provides customers of all sizes with management liability, cyber liability, and professional liability products.

Availability: depends on product and risk type.

Not Your Ordinary Flood Carrier 

Selective offers a unique and unparalleled approach to servicing flood customers nationwide. Having been rated A (Excellent) by A.M. Best since 1930, and the endorsed flood carrier by IIABA, Selective provides the experience, dedication and service required to stand up against the competition. 

To learn more, visit www.selective.com, or contact floodappointment@selective.com. 

The Hartford – admitted, small business ONLY 

30 years or newer

Max TIV $20M/location $40M/account

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Travelers – admitted, small business ONLY

• Apartments and residential condos 

Specialty jewelry insurance gives your clients peace of mind knowing their jewelry is covered whether they are wearing it or not. Jewelers Mutual been insuring jewelry and only jewelry for over 100 years and offers comprehensive repair or replacement coverage, going beyond typical homeowners and renters coverage, to protect all types of jewelry.

Travelers 1st Choice^SM for Real Estate Professionals provides professional liability protection for claims or suits resulting from real estate agent or broker professional services. 

The following characteristics should be considered as the minimum criteria for a real estate agency to successfully qualify for a coverage quotation:

• active owner/broker with 3 years experience or more
• have gross annual revenues of $30 million or less
• 5 years professional liability loss history
• majority of revenues from sale or leasing of residential or commercial real property
• incidental property management, appraiser, or auctioneer transactions

Berkley Aspire provides solutions for small to middle market excess and surplus lines business including Package, General Liability, Property and Excess Liability lines of business. Berkley Aspire is an AM Best Rate A+ surplus lines carrier. Policies are direct billed with several payment options. Risks with premiums under $25K may qualify for an easy automatic renewal. Berkley Aspire does have a broad risk appetite and can help with hard to place accounts. (Vacant Buildings are available for quoting with Berkley Aspire)

Berkley Aspire works with the following affiliates to collaborate on coverage: Acadia Insurance, Berkley Fire & Marine Underwriters, Berkley Mid-Atlantic Group, Berkley North Pacific, Berkley Southeast, Continental Western Group, and Union Standard Insurance Group.

Coverage Availability
The Berkley Aspire Program is available to registered members in all states

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Chubb Small Commercial Insurance (SCI) leverages superior underwriting expertise and world renowned claims, account services, and financial strength to offer solutions for small businesses with up to $30M in revenue.

Chubb BOP protects small business owners with up to $10M in revenue, in more than 500 business classes across several industries.

Looking for Chubb’s Affluent Program market? Click here.

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CNA Small Business currently offers a market for a broad variety of businesses, representing Healthcare, Financial Institutions, Professional Services, Business Services, Technology, Retail, Real Estate, Wholesalers and Manufacturing. BOP, Workers Compensation, Commercial Automobile, Umbrella and Miscellaneous Professional Liability products are available.

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EMPLOYERS is a specialty provider of workers’ compensation insurance that serves America’s small businesses in select markets. With competitive pricing, financial stability and dependability, EMPLOYERS remains focused on keeping America’s small businesses not only working, but working safely.

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Progressive offers BOP and Contractors General Liability to small business owners to protect themselves and all they’ve built. Coverage for property, business liability, contractors tools and equipment, equipment breakdown, cyber liability exposures, professional liability, and employment practices are available based on the type of operation.

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Your business customers come in all categories. With The Hartford, you can keep expanding your repertoire. For 30+ years, they have offered industry leading protection that fits the unique needs of each business class, from technology companies to retail shops. BOP/Package, Commercial Property, General Liability, Commercial Auto, Workers Comp, Umbrella, Cyber, & Executive Risks products are available for a wide array of business classes. Hartford offers coverage on an admitted and non-admitted basis.

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For Travelers Select accounts, a robust variety of coverages for your clients’ small businesses. Proprietary BOP product, Master Pac^®, Workers Compensation, Commercial Automobile, & Commercial Umbrella, includes a broad array of industry-specific coverage options and coverage extensions.

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RT Specialty is a leading wholesale distributor of specialty insurance products and services. They specialize in property, casualty, professional lines, transportation, and workers’ compensation, providing creative solutions to independent agents. Coverages are offered on a non-admitted basis.

These markets are used when admitted carriers are not a fit. Industry targets include agribusiness, aviation, construction, energy, financial institutions, healthcare, hospitality, life sciences, manufacturing, rail & infrastructure, real estate, retail, sports & entertainment, and transportation. healthcare, hospitality, life sciences, manufacturing, rail & infrastructure, real estate, retail, sports & entertainment, and transportation.

Big “I” Endorsed Umbrella Carrier
RLI’s PUP stands atop the existing homeowner and auto insurance to provide an extra layer of personal liability protection for the insured and their family. With RLI’s PUP program, the insured can maintain their auto or home coverage with any company they choose, provided they agree to maintain the mandatory minimum underlying coverage limits. See application for underlying coverage limit. Learn more.

Home Business Insurance

RLI’s Home Business policy provides affordable coverage for those people who operate small home-based businesses. Insureds often believe their existing homeowners or apartment-dwellers policy will cover any loss or damage to their business equipment, furniture and supplies in the event of fire, theft or other catastrophe, when in fact, those policies usually explicitly exclude coverage for any business exposures on their premises. The RLI Home Business policy, however, is not intended for all types of home business. It is specifically targeted for over 100 retail and services risks operated from the insured’s residence and presenting minimal product liability, professional liability and/or off-premises exposures. Learn more.